Today is
|
Some Frequently Asked Questions.
| What information will I need to start?
|
- Social Security numbers for you and any co-applicants
- Employers' information, complete with mailing addresses
- Previous employer (if you have worked for your present employer for less than 2 years)
- Verification of at least two full years of address history
- Your most recent paycheck stubs covering last 30 days
- Your past two years W-2 tax forms
|
VA REFINANCING APPLICANTS-
In order to process your mortgage/refinance quickly,
there are certain papers we need copies of.
Click on the Required Items below to open a sample:
Note document for mortgage
Deed of Trust document
HUD document, page 1 and page 2
Property Survey
Homeowners Insurance
Current Mortgage Statement
| What is the difference between pre-approval and pre-qualification?
|
| The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
|
|
Please
Ask Us any questions about Mortgages and Home Loans.
|
|
